FINANCIAL INSTITUTION

I submit, at least annually, to the Audit Committee and Executive Leadership Team a risk based internal audit plan that is consistent with the long-range goals of the organization. I also develop and obtain approval for the internal audit department’s financial budget annually. Additionally, I meet quarterly with the Audit Committee and monthly with the Executive Leadership Team to discuss internal audit performance.

I also develop audit programs and testing procedures relevant to risk and test objectives for the following: BSA/AML/OFAC, Fair Lending, Regulation Z, Regulation X, Home Owners Protection Act, Flood Disaster Protection Act, Servicemember Civil Relief Act, SAFE Act, Privacy, Fair Credit Reporting Act, Fair and Accurate Credit Transaction Act, Fair Debt Collection Protection Act, Home Mortgage Disclosure Act, Fair Lending, and UDAAP.

I peform the following tasks: (1) manage quarterly FDICIA testing; (2) recruit, train, and develop the internal audit team; (3) develop requests for proposals, perform due diligence, facilitate vendor selection and shepherd engagement letters through the vendor management and legal review process for all external and audit related engagements; (4) assist external auditors, examiners, investors, and other third parties as needed in the completion of their annual audit and regulatory examinations; (5) maintain audit employee reviews and administrative records needed for payroll and other personnel functions; and (6) maintain an effective Whistle-Blower Program (Ethics Hotline) which enables employees and outside parties to confidentially and anonymously submit concerns to Internal Audit for investigation and reporting to the Audit Committee and Executive Leadership Team.